Discover your debit persona!

You are a Debit Dominator! [20-25 points]

You love your debit card and use it whenever you can. Great job! Maybe you appreciate the convenience of being able to swipe your debit card or tap your mobile wallet anytime you make a purchase. Or perhaps you’ve budgeted down to the cent and know that using your debit card can help you keep your finances on track. If you didn’t score a perfect 25, you still have room to improve your debit card game! Add it to your digital wallet. Sign up for Free Checking¹ and use debit for everyday purchases. Try using a debit card the next time you pay a pal with a mobile payment app! You’re well on your way to getting the most out of your debit card.

You are a Debit Dasher! [11-19 points]

You are a jack-of-all-trades when it comes to using debit, credit, cash or other payment methods. Sometimes, you chase the thrill of earning rewards with your credit card. Other times, you seek the reliability and security of a debit card, which only allows you to spend money you already have in your accounts. There’s no fear of overspending or busting your monthly budget.

Good news! There’s still ample opportunity for you to get the most out of your debit card. Use it more often to avoid having to pay off debt later. With a debit card, there are no monthly interest charges or pricey late payment fees. It’s also better than using cash; no crusty dollar bills and sticky coins to dig for in your purse or pocket! So, give your debit card a prized position in your billfold. Add it to your digital wallet. Sign up for Free Checking¹ and use debit for everyday purchases. Try using a debit card the next time you pay a pal with a mobile payment app! Your debit card is there to help you live smarter and stay financially strong.

You are a Debit Doubter! [0-10 points]

Your debit card is getting a little lonely these days. Whether you’re busy racking up rewards points by primarily using a credit card or you always have cash in hand to pay for purchases, you’re missing out on the benefits of using debit. You might also be accruing a lot of debt and monthly interest charges with high credit card use. Now’s the time to take stock of how you pay for things — and get out of debt before you’re off-track financially.

Build a new budget or revisit your current one. Give your debit card a starring role in your new financial life. Add it to your digital wallet. Sign up for Free Checking¹ and use debit for everyday purchases. Try using a debit card the next time you pay a pal with a mobile payment app! (And if you haven’t ever paid someone digitally, give it a try the next time you book a gym class or chip in for an office gift — it’s super easy!) Your debit card is an amazing, free tool to help you stay safe and steer clear of excessive debt.