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Refinance your car loan with ease
Shift gears and see if you can save by refinancing your auto loan!
Apply for my refiAuto refi: Same ride, new possibilities!
Refinance your car loan in 3 steps
Real voices, real impact
FAQs about auto refinancing
Does Desert Financial pay my loan off?
Yes. After signing your refinanced loan documents, Desert Financial will send a check to your current lender to pay off your loan.
When do I stop making payments to my old lender?
Continue to make payments on your old loan until you receive confirmation from the lender that the loan has been paid off.
Do I need to contact my auto insurance provider to notify them about the refinancing?
Yes. You’ll need to contact your insurance provider to change the lienholder to Desert Financial.
What is auto pay?
Auto pay is an optional, automatic loan payment withdrawn from your Desert Financial checking, savings or money market account on the same day each month.
Can you help me find insurance for my car?
Yes, we’re here to help! Get a custom online quote on the spot by clicking here.4
Disclosures
1
90 Days to First Payment option applies to qualified auto refinance loans only and does not apply to the refinancing of an existing Desert Financial auto loan. Maximum refinance loan term of 75 months applies. First payment will be due no later than 90 days from the loan closing date; finance charges will accrue on unpaid principal while payment is deferred. Offer subject to change.
2
Annual Percentage Rate (APR) shown effective {current-date}, and is subject to change without notice. “As low as” rate assumes excellent borrower credit history. Actual rates and APRs dependent upon borrower(s) credit qualifications. Additional rate discounts may apply. Visit our rates page for additional information and details.
3
Insurance products and services are offered through Desert Financial Wealth Services, LLC dba Desert Financial Insurance Services. Desert Financial Wealth Services, LLC is a subsidiary of Desert Financial Credit Union. Insurance products and services are not insured by the NCUA, are not obligations of or guaranteed by the credit union or its affiliates and may be subject to risk.