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Referring business will earn $200 per valid employee referral. An employee referral is considered valid if only if the referred employee meets the requirements of the employee offer. Referral bonus for valid employee referrals will be deposited into the checking account of the referring business within 10 business days following the first 90-day period. Bonus may be taxable and is the recipient’s responsibility. payment. Bonus will be deposited into the qualifying checking account within 10 business days following the first 90-day period. Bonus may be taxable and is the recipient’s responsibility. Offer cannot be combined with other account opening promotions and may change without notice. Membership eligibility required.

Checking is free; however, fees for overdraft or additional services may apply. Membership eligibility required.

The Real Estate Broker Program ("Desert Financial Home Plus") will match you with a participating real estate broker (“Participating Broker”) who will assist in the homebuying experience and will provide the applicable credit toward closing costs. Participating Broker shall provide a credit of 25% of the buyer’s agent commission toward the closing costs, up to a maximum of seven thousand five hundred dollars ($7,500) to be provided regardless of the lender utilized, and a credit of 25% toward the listing agent commission expense, up to a maximum of seven thousand five hundred dollars  ($7,500), if the Participating Broker lists an applicable property with a real estate agent from the list of preferred providers. The Participating Broker will confirm each applicable credit is applied by the title company. These credits are applied as a discount from the commission payable to the broker. Use of a Participating Broker is completely voluntary and members financing the purchase of a home with Desert Financial Credit Union (“Desert Financial”) are under no obligation to participate in this Program. Desert Financial does not receive any benefit, monetary or otherwise, from the Participating Broker under this program. Participating brokers are non-affiliated third parties of Desert Financial, and Desert Financial makes no warranties or representations about the services provided by participating brokers.

Document preparation services are offered through Desert Financial Credit Union; an Arizona Supreme Court-Certified Legal Document Preparation Business Entity (CLDP #81024). Legal document preparation services are not insured by the NCUA, have no credit union guarantee, and do not provide legal advice.