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Your money, your way

Empower your finances with Free Checking,¹ savings, digital banking and more.

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Choose your own financial adventure!

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Be free from monthly fees and minimum balances

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Access my accounts 24/7 with digital banking

Grow my money over time with a great rate

Plan for retirement

Save for a vacation or big purchase

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Free Checking
You shouldn’t have to pay to spend your own hard-earned money.
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Top-rated digital banking
Access your finances 24/7 with our mobile app and Online Banking.
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Savings accounts
Get competitive interest rates for whatever you’re saving for.
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Giving back
Be part of a local movement of sharing success and changing lives.
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Member Service
Personalized service for your unique needs.
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History of stability
We’ve been serving Arizona communities for more than 85 years.
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Get Zelle® in our mobile app!

Zelle® is available in our top-rated mobile app, so it’s easy to send and receive payments in minutes.²

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Your money, your way. See your balances, deposit checks, set up alerts, track your spending and saving, transfer funds and more.

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1

Checking is free; however, fees for overdraft or additional services may apply. Membership eligibility required.

2

To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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Desert Financial does not endorse and is not responsible for the content, links, accessibility, or security of any external website. The privacy and security policies of Desert Financial do not apply to the linked website. We encourage you to review these policies upon visiting the linked site to see how they apply to you.