Buy or refinance your new or used vehicle with guidance at every turn.
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Relationship Rewards is a free program you're automatically enrolled in when you become a member. You earn points for doing various banking activities with us — and every point can help you level up! The higher your Relationship Rewards level, the more benefits you get.
Enjoy competitive rates, no application fees and a representative to guide you through every step.
Planning on getting a boat, RV, motorcycle or ATV? Finance it with a recreational vehicle loan!
Save time and uncertainty when shopping for insurance. Get online quotes or talk to an insurance advisor!
What must my insurance policy include?
Expired or canceled policies are not acceptable.
How do I provide Desert Financial with my insurance policy?
You or your insurance agent may choose one of four ways to submit your policy:
How long do I have to purchase an extended warranty for my vehicle?
An extended warranty may be purchased even if you do not have your auto loan with Desert Financial. Extended warranties may be purchased out of pocket or financed into your Desert Financial loan at any time if the vehicle qualifies. For more details, give us a call or visit a branch.
How long do I have to purchase Guaranteed Asset Protection (GAP)?
Guaranteed Asset Protection coverage may be purchased out of pocket or financed into your loan within six months (180 days) of the funding date of your loan. For more details, give us a call or visit a branch.
Disclosures
1
Annual Percentage Rate (APR) shown effective {current-date}, and is subject to change without notice. “As low as” rate assumes excellent borrower credit history. Actual rates and APRs dependent upon borrower(s) credit qualifications. Additional rate discounts may apply. Visit our rates page for additional information and details.
2
90 Days to First Payment option applies to qualified new or used auto purchase and refinance loans only. Maximum loan term of 75 months applies. Offer does not apply to the refinancing of an existing Desert Financial auto loan. First payment will be due no later than 90 days from the loan closing date; finance charges will accrue on unpaid principal while payment is deferred. Offer subject to change.
3
Cashback offer is only available for the refinancing of non-Desert Financial auto loans with a minimum refinanced amount of $10,000. Amount of cash back is calculated based on 1% of the total loan amount financed, not including amounts financed for purchased ancillary products such as Guaranteed Asset Protection (GAP) and Mechanical Breakdown Protection (MBP). Maximum cashback amount is $500. Cash back will be deposited into the primary borrower’s Desert Financial Membership Savings account within one business day of the loan funding. Cashback amounts are subject to all applicable taxes and are the responsibility of the recipient. Offer subject to change.
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