Keep more for what matters
Experience life and money in balance. Get Free Checking with no hidden fees.
Free Checking1 benefits that empower you
Early direct deposit
Get paid up to two days early and get a head start on bills or weekend plans.
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Round up and save
Automatically round up purchases to the nearest dollar and deposit the difference into savings.
Check it out
Refer-A-Friend
Get an extra $100 each for you and a friend after meeting requirements.
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Rewards program
The more you do with us, the more perks you get, like an annual cashback bonus and rate discounts!
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Easy ATM access
Enjoy the convenience of over 50 locations and 30,000+ CO-OP surcharge-free ATMs.
See our locations
Monthly checking account fees add up*
$0
Desert Financial
$288
Chase
$336
Bank of America
$240
Wells Fargo
*Fee comparisons provided are based on publicly available information and reflect standard monthly service fees for basic checking accounts at the financial institutions shown. Actual fees may vary depending on account type, balance requirements, or other conditions. Desert Financial’s Free Checking account has no monthly service fee. This comparison is intended for informational purposes only and does not constitute an endorsement or affiliation with the other institutions identified.
Top-rated digital banking
24/7 access: Enjoy the convenience of managing your money anytime, anywhere.
Lock and unlock your debit card: Have peace of mind if your card is misplaced.
Financial well-being tools: Take charge of your finances with tools like a savings goal manager and a financial health quiz.
Mobile check deposits: Save time and hassle.
The process was quick to open up my checking account.
– Emery N.
Awesome team! So easy to use online and so many cool things about membership versus a stodgy bank!
– Dana R.
Had a great experience opening a checking account. I would definitely recommend Desert Financial Credit Union.
– Nicholas B.
Disclosures
1
Checking is free; however, fees for overdraft or additional services may apply. See Fee Schedule. Membership eligibility required. For complete account terms and conditions, refer to the published Statements of Terms, Conditions and Disclosures.